About A.M.Smith Agency

A Mission Rooted in Integrity and Clarity

At A.M.Smith Agency, we believe that making life-changing financial decisions—especially about healthcare—should never be rushed, confusing, or biased. That’s why our approach is grounded in integrity, clarity, and individualized service. As a certified insurance professional and fully independent agency, we provide impartial guidance on Medicare and life insurance plans so you can make the most informed decisions possible.



We understand that no two individuals are the same. That’s why every consultation is tailored to your needs, lifestyle, and budget. We’re not here to push a plan—we’re here to explain your options, answer your questions, and ensure your peace of mind.

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What Sets Us Apart

Independent, Experienced, and Always On Your Side

A.M.Smith Agency, LLC operates as an independent insurance agency, meaning we are not tied to any single carrier. Unlike captive agents who only offer limited choices, we work with multiple providers to find the best solution for your specific circumstances.

With over 20 years of insurance experience, we bring deep industry knowledge, up-to-date training, and a proven track record of supporting clients across Michigan and Ohio.


We pride ourselves on:

  • Offering unbiased advice backed by research and market insight
  • Simplifying complex insurance terms so you can make sense of every option
  • Providing year-round support, not just during enrollment
  • Acting as a trusted partner throughout your healthcare journey
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Trusted Insurance Providers

We work with a carefully selected network of reputable insurance carriers, allowing us to offer a wide range of policy choices and price points. Whether you’re looking for Medicare, supplemental, or life insurance, we have access to plans that fit your needs.



Why Clients Choose A.M.Smith Agency

Clients turn to us for more than just policy guidance—they stay with us for the trust, transparency, and personal attention we deliver. Whether you're preparing to enroll in Medicare for the first time or reassessing your life insurance strategy, you’ll always get honest answers and consistent follow-up.



Your Local Medicare Broker and Insurance Resource

We specialize in helping seniors 65+ and those approaching Medicare eligibility make informed choices about:


  • Original Medicare (Parts A & B)
  • Medicare Advantage Plans (Part C)
  • Medicare Supplement (Medigap)
  • Life Insurance & Final Expense Plans
  • Ancillary Insurance: Dental, Vision, Hospital Indemnity, Critical Illness, and more

Our Mission

Our mission is to educate, empower, and support individuals through major healthcare and insurance decisions with a clear and compassionate approach.


We believe in:


  • Integrity: Doing what’s right, not what’s easy
  • Transparency: Explaining every option clearly
  • Support: Being available for questions—even after the policy is signed
  • Commitment: Staying informed so we can always offer the most accurate advice

Request a Free Consultation

Whether you're approaching Medicare eligibility or want to make sense of your existing plan, we're here to help.


  • Are you turning 65?
  • Are you above the age of 65?
  • Do you already have Medicare coverage?


Get real answers from a certified insurance professional—not a call center.