Referral Program

Help Your Loved Ones Get Trusted, Certified Insurance Help

At A.M.Smith Agency, we believe in the power of word-of-mouth. If you’ve had a positive experience working with us to understand your Medicare, life insurance, or supplemental coverage, why not share that value with others?


Our Medicare referral program is built to thank you for trusting us and give your friends and family access to the same knowledgeable, compassionate support.


We help people across Michigan and Ohio navigate complex insurance decisions with confidence—and your referral can make a meaningful difference in someone else’s life.

Who Can You Refer?

  • A friend turning 65 and exploring Medicare options
  • A parent, neighbor, or coworker confused about their current coverage
  • Anyone looking for free Medicare information and unbiased support
  • Someone interested in life insurance or additional benefits like dental or vision

If you trust us to provide clear answers and personal attention, refer someone today—we’ll treat them with the same level of care and professionalism.



Why Referrals Matter

Real Help from a Certified Insurance Professional

We’re not a call center or corporate chain. Every person you refer receives one-on-one support from a licensed, certified agent with over 20 years of experience. No pressure. No confusing sales talk. Just honest, helpful guidance.

Your referral helps someone:


  • Understand Medicare enrollment and deadlines
  • Compare Medicare Advantage or Supplement plans
  • Explore life insurance and final expense options
  • Add protection through ancillary insurance plans

Referral Program Highlights

  • Simple referral form—no account needed
  • No purchase required for participation
  • Your referral receives a free consultation
  • We handle the rest, keeping your referral’s information secure and private

We value your trust and work hard to earn it with every conversation.



Contact Us

We’ll reach out to your referral promptly and professionally. You’ll be notified once their consultation is complete.

FAQs About Our Medicare Referral Program

  • Do I need to be a client to refer someone?

    Not at all. If you know someone who could benefit from a free Medicare consultation or insurance review, we’d be happy to help.

  • What happens after I submit a referral?

    We reach out directly to your referral and offer them a no-obligation consultation. We’ll keep you updated on the outcome.

  • Is my referral’s information secure?

    Yes. We follow strict privacy standards and never share or sell client information.

  • Is there a reward for referring someone?

    While this program is primarily about helping others, we may occasionally offer small thank-you gifts or community incentives. Stay tuned for updates.

Start Your Referral Today

Help someone take the stress out of Medicare, life insurance, or supplemental coverage.