Medicare Health Insurance and More

Navigate Your Coverage Options with Confidence

At A.M.Smith Agency, we offer expert guidance on a full range of insurance solutions, with a focus on Medicare health insurance.


Whether you're preparing for Medicare enrollment, exploring supplemental coverage, or protecting your family with life insurance, we provide clear, unbiased advice to help you make informed choices.


With over 20 years of industry experience and a commitment to transparency, we simplify the process so you can focus on what matters most—your health, finances, and peace of mind.



Our services are available throughout Michigan and Ohio, both virtually and in person.

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Our Core Services

We proudly offer personalized consultations and enrollment support in the following areas:

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Original Medicare

Primary Focus: Medicare Part A and Part B
We help clients enroll in Original Medicare and understand what’s covered under Part A (hospital insurance) and Part B (medical insurance). You’ll also receive guidance on prescription drug plans (Part D) and supplemental options to minimize out-of-pocket costs.

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Medicare Advantage

Primary Focus: Medicare Part C plans
These “bundled” plans, approved by Medicare but offered through private companies, include Part A, B, and usually D. We’ll help you compare Medicare Advantage plans available near you—factoring in coverage, networks, premiums, and additional benefits like vision and dental.

A clipboard with a pen and a stack of money on it.

Life Insurance

Primary Focus: Term and Whole Life Coverage
Protect your family’s financial future with a policy that fits your goals. Whether you need final expense coverage or a broader long-term solution, we’ll help you understand the difference between term and whole life insurance and select the plan that works best for your needs.

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Ancillary Insurance

Primary Focus: Supplemental protection
Ancillary insurance helps fill the gaps your core health insurance doesn’t cover. We offer consultation on dental, vision, critical illness, hospital indemnity, and accident insurance—all designed to provide additional peace of mind.

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Why Work With A.M.Smith Agency?

  • Independent guidance from a licensed agent
  • Over 20 years of industry experience
  • Serving Michigan and Ohio with in-depth plan knowledge
  • Access to multiple top-rated insurance carriers
  • Support for Medicare enrollment, life insurance planning, and more
  • Consultations available at no cost to you

Request a Free Consultation

Ready to explore your Medicare or insurance options?


  • Are you turning 65?
  • Do you already have Medicare but want to review your plan?
  • Interested in adding supplemental or life insurance coverage?

We're here to help you navigate every step of the process.